Archives: January 29, 2019

Quick loan without Private credit information

to the provider Bon credit

To get a quick loan without Private credit information at his house bank is not possible. All banks conduct a comprehensive credit check to make sure that the borrower can actually repay the loan. But what to do if a bill needs to be paid urgently and the car repaired? But there is also the possibility to get a quick loan with a negative Private credit score.

Worth knowing about the best offer

  • Companies like MaxCredit and Crediter offer loans without Private credit
  • The interest rate depends on the creditworthiness of the borrower
  • Lenders are domestic and foreign banks
  • The credit line for Private credit-independent loans is limited

What is a quick loan?

Urgent loans are best used when it comes to covering short-term costs that do not give rise to deferment. For example, if the washing machine breaks down, urgently needs a new one. Quick loans are generally awarded online, as this is the only way to ensure rapid processing. Customers can make the loan application from the comfort of their own home, with a provider of their choice. Usually, in just a few minutes, whether this is granted or not. However, this is only a provisional confirmation. For a full settlement, in most cases, documents must be submitted and the signed contract sent to the lender. If all documents are complete, the loan is outstanding and the provider arranges for an immediate transfer, which can take a few days.

What about a quick loan without Private credit?

Quick loans without Schufa?

Quick loans without Private credit?

Anyone looking for a quick loan without Private credit information must look for alternative providers. As a rule, banks do not lend in such circumstances. Examples of alternative platforms include peer-to-peer providers. These are companies that provide loans between individuals. The best known are auxmoney, Lendico and smava. These marketplaces for private loans promise a quick settlement of the loan application. The credit broker auxmoney is also able to get a loan even with a less good Private credit score because ultimately the private lenders decide which loan project they want to invest in.

For some time, loan seekers have the opportunity, via so-called online pawn shops, such as DivaPawnshop, to pledge valuables in order to get a loan. The platform estimates the value of the item and makes an offer to the customer. If the customer accepts this, the valuables will be collected and remain with the pawn shop until the owner has paid off the loan in full. These platforms waive both a credit check and a proof of income, as the pledged asset serves as a security.

Crediter and MaxCredit offer loans without Private credit

 Platforms that specialize in the granting of small loans, also allow a speedy processing and credit of the loan. Providers such as Neofunding and ExpressCredit offer loans in manageable dimensions and short maturities. While Neofunding, for example, does not directly qualify for a quick loan without Private credit, it does indicate that even if the Private credit rating is poor, credit opportunities exist. The provider creates his own risk certificate, which should convince the partner banks of the creditworthiness of the customer.

Some providers expressly point out that even without Private credit, they can lend out short-term loans. The best known are probably MaxCredit and Crediter. With these platforms, customers who have already been rejected by banks due to insufficient creditworthiness can get a chance at a loan. The conditions for granting a loan include the age of majority of the borrower, a residence in Germany and a regular income. Credit intermediaries work closely with lenders not only domestically but also abroad, significantly increasing the chances of a loan. The amount of the sum that customers can receive in a quick loan without Private credit information, are usually limited. For MaxCredit, for example, the maximum height is 7,500 euros. The interest rate depends on the creditworthiness of the borrower. The worse this is, the higher the annual percentage rate.

Our conclusion: Even loans without Private credit possible

Getting a quick loan without Private credit is not necessarily easy. However, some providers, such as MaxCredit and Crediter refrain from a Private credit query and usually grant a loan to customers with a bad Private credit value.

However, it should be noted that the lower the credit quality and the credit limit is very limited, the interest rate is higher.


Credit offers test – Compare now 35 loan providers

The search for the right loan can be difficult with the variety of offers.

A good comparison of providers is the best basis for making a decision.

  • objective comparison of credit providers
  • Overview of the current offers on the market
  • Insight into current interest rates

Save with the loan offers comparison

Save with the loan offers comparison

The choice of providers for loans on the Internet is great. If you want to bridge a short-term or longer-term liquidity shortage, finance a new car or perhaps you would like to make a longer trip and need a loan for that, you will be faced with a large number of offers and are uncertain about your choice. The choice of a suitable credit provider should not only be based on the amount of interest. Other points are also important information that can influence a decision:

    1. What are the overall terms of a loan?
    2. Are fees possibly due?
    3. Is an early payment of the open balance possible at any time?
    4. Are interest rates dependent on creditworthiness?
    5. How fast will the desired amount be approved?

The loan provider comparison of 35 different providers gets to the bottom of these questions. Here, the individual providers of loans are closely examined.

The tendency to borrow is rising again

The cheapest loan in the picture

The cheapest loan in the picture

In the credit comparison comparison, it is important to get an overview of the overall concept of the provider. Anyone applying as a borrower wants to get the lowest possible cost with a very good customer service. Comparing credit offers on this website can help you find the cheapest loan. Based on the current information, the individual points are compared. The winner of the test convinced by favorable interest rates, fair conditions and excellent service.

The selection of loan offers on the Internet is great

The objective view as an advantage

In order to be able to compare loan offers it is important to get an objective basis. The direct conversation with a client advisor in a bank only clarifies an offer. Finding a suitable provider on the Internet is a versatile alternative. Here, however, it can happen that cheap providers are overlooked. Compare loan offers based on an objective comparison is therefore the best way to quickly come to a decision and secure the best deals.

Conclusion: Fast to the goal with the objective overview

With the objective comparison of the individual providers, interest and fees can be saved. Important in the search for credit is a comprehensive overview of providers and conditions.

Only with a direct comparison of offers the right choice of suitable credit is possible.